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Stange Agency - Business and Personal Insurance

Business Hours:

Monday:	9am-5pm
Tuesday:	9am-5pm
Wednesday:	9am-5pm
Thursday:	9am-5pm
Friday:	9am-5pm
Saturday:	9am-12pm
Evening appointments available by appointments.

Stange Agency

Stange Agency, Inc. is a family owned business that dates back to 1930. Dennis Stange's Great-Grandfather started the agency in 1930. Our family has been protecting the families and businesses of the Tonawanda's, Wheatfield, Niagara Falls, Amherst and all of Western New York ever since. Let our family protect your family because Peace of Mind is Priceless.

Don't settle for an 800 number and a revolving door of strangers to safeguard your family. Take advantage of a local, experienced professional to work with you to determine the coverage that is best for you, not the salesperson. We listen to what your needs are and together we design a plan that provides the best value and protection.

Dennis Stange is a Certified Insurance Counselor and has been working full time in the industry for over 35 years. He is well qualified to determine and offer various solutions for your personal, business and life insurance needs. We are not limited to dealing with only one company where they force their product to fit your situation.

Our focus is to point out the potential risks that you face and show several options and solutions for you to consider. We feel that education is the key to a healthy business relationship...not selling. It is vital that you understand what your insurance program is providing.

Categories: Insurance

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LIFE/DISABILITY INSURANCE

12 months ago

Did you

know that there are many ways to provide the protection that is vital for you

and your family? We never "sell" you a policy. By working together,

the best solution for your situation is found. We find it helpful to listen

much more than we talk.

Term Insurance -

The protection available today has never been more affordable. When the

need for coverage is for a certain amount of time, it is often the best

option. A good example is mortgage protection.
Universal Life -

This is a very flexible plan that allows you to change the benefit or the

premium when it is best for you, not when the company decides.
Disability Income -

This can be added as a rider to some policies to provide a very cost

effective supplemental income in the event you are disabled and cannot

work. It can also be written as a separate policy. Your risk of being

disabled is greater than that of dying prematurely. Too often this is

overlooked or incorrectly assumed that your employer will provide

coverage.
Pension Planning -

The typical retirement plan offers several ways to receive your benefit.

With proper planning you can maximize your benefit without sacrificing

protection for your spouse.
Long Term Care -

Did you know there are very effective tools available in New York to

protect your assets in the event you require nursing home care? We can

review the many options available to you to determine if one of them is

best for you.
Tax Deferred

Annuities - There are some very attractive guaranteed rates of return

available, even in today's economy. There are many options. Each of them

offers different terms and conditions. We will work with you to find the

one that fits your needs the best.

Click on

the following link for an in-home needs analysis

www.uticalife.com

We are

available to help you complete this form either in our office or in your home.

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HOMEOWNERS INSURANCE

12 months ago

Has

your current company explained the answers to questions like these?

What

are the different types of homeowner's policies available?
What

coverage is available for people who rent, have a co-op or

condominium?
What

is personal liability insurance?
What

other kinds of protection are included in a basic policy?
What

isn't covered by a basic homeowners policy?
Does

a homeowners policy provide for full replacement costs in the event of

a partial loss?
What

forms of supplemental coverage are available?
How

can I keep my insurance costs as low as possible and still provide

adequate protection for my family, property and possessions?
How

does inflation affect my homeowner's insurance?

When you deal with an 800

number or a typical "insurance salesman", you won't be given the

time you need to receive all of the information you need to make an

intelligent, informed decision. We pledge to take all the time that is

necessary to be sure you understand what you have, because Peace of Mind is Priceless.

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AUTO INSURANCE

12 months ago

Our clients are given the time necessary to fully

understand the many options that exist for their auto insurance needs. We

explain what the coverage does for them and present various solutions to fit

their individual situation. Insurance is not a one-size-fits-all item. Far

too many drivers on the road do not understand the difference between a

split-limit liability policy and a combined single limit. As we review an

insured's plan, we often hear, "I didn't know what that meant. No one

has ever explained it to me before."

Other common questions we hear are:

How can I reduce my premium?

Why did my premiums go up?
Is

my rental vehicle covered under my auto insurance policy?
When

do I need to purchase insurance?
Why

do I need uninsured motorists coverage?
I

just got married - can I get a break on my insurance?
Is

there coverage when someone else drives my car?
How

is my car covered when I take it off the road?

We have seen hundreds of examples where a 'good deal'

leaves potentially disastrous gaps and uncovered exposures. Our job is to

work with you to provide you with the Peace

of Mind for you deserve.

Another part of our review is to be sure that you receive

all the discounts that you are eligible for. Among these are:multiple policy,

multi-car, defensive driver, passive restraint systems, anti-lock brakes,

daytime running lights and alarm systems.

True value is defined as providing the protection you need

and deserve at an affordable level. That is when you truly achieve Peace of Mind. You deserve nothing

less.

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Products:	We offer homeowner's, auto, life, and business insurance.
Services:	Our focus is to point out the potential risks that you face and show several insurance options and solutions for you to consider
Specialties:	We specialize in getting you, your family, and/or your business taken care of and protected, by getting you the best insurance that matches your needs.
Business Types:	We are a local, long standing, and respected insurance agency.
Additional Information:	Dennis Stange is a Certified Insurance Counselor and has been working full time in the industry for over 35 years. He is well qualified to determine and offer various solutions for your personal, business and life insurance needs. We are not limited to dealing with only one company where they force their product to fit your situation.
Number Of Locations:	We have one location at 120 East Felton, North Tonawanda, NY. 14120.
Service Area:	We provide service to Tonawanda, North Tonawanda, Niagara falls, Amherst Williamsville, Kenmore, Lockport, and Wheatfield.
Year Founded:	Stange Agency Inc. was started in 1930.

Stange Agency

Stange Agency

Stange Agency — Insurance — North Tonawanda